PRACTICAL STEPS TO
FINANCIAL FREEDOM

CHINKEE TAN’S STRATEGIES ON HOW TO GET OUT OF DEBT
EVERYONE ONE HAS the opportunity and capacity to save. But the problem is most people do not know how. It could be due to the lack of discipline in handling money or to savings just getting depleted easily. One can come up with dozens of reasons why it is so hard to save. But one lesson I have learned is either you make a way or you make excuses.
    
           I believe that people can gain financial freedom. This is my vision. Furthermore, my hope is to see many people become financially free by changing their mindsets and perspective about money and become effective and responsible enough to handle their resources properly. The goal of this book is to inspire, educate, empower, and enrich its readers. It aims to motivate people to dream again, to be able to control their finances, and to help them become debt-free.